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Court finds direct writer didn’t explain optional benefits properly, but dismisses action against Meloche Monnex

Posted on January 15th, 2012

The Ontario Superior Court has found that a direct writer breached its duty of care in offering optional benefits to a consumer. Nevertheless, the court dismissed the claim against Meloche Monnex because it found the claimant would not have purchased the optional benefits anyway.
The case concerns an auto accident that occurred in May 2007. It does not address optional benefits offered under the reformed Statutory Accident Benefits Schedule (SABS). Under the new SABS, implemented in 2010, a wider array of optional benefits is available to consumers.
In , the plaintiff in the case, Nicola Zefferino, was a named insured under a policy offered by Meloche Monnex.

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Tags: Meloche Monnex, Monnex, Optional Benefits
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