Get a CLUE about homeowners insurance
Posted on May 7th, 2011
By Michele Lerner
May 3, 2011
The Comprehensive Loss Underwriting Exchange (CLUE) report, generated by LexisNexis, includes auto and home insurance information gathered in a national database from insurance companies. According to LexisNexis, CLUE reports for home insurance contain a seven-year history of claims against a particular property, along with personal identification information of the homeowners. The insurance portion of the report includes the date of a loss, type of loss claimed and amount paid by the insurance company.
How property insurance companies use CLUE reports
“We use CLUE reports for homeowners insurance to help measure the risk associated with providing insurance as accurately as we can,” says Dick Luedke, a spokesman for State Farm Insurance.
Tags: Insurance
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AAA Auto Insurance
Posted on May 4th, 2011
Most everyone has heard of AAA, and the name is typically associated with roadside assistance and travel guides. They are a major player in the auto insurance industry as well. If you want to compare auto insurance quotes, you definitely want to solicit a quote from AAA Auto Insurance in your quest for cheap car insurance.
What is AAA?
AAA, or the American Auto Association, was founded in 1902 and is an organization of automobile clubs that has membership in the thousands all over the world. AAA offers various services to its members including roadside assistance, travel planning, discounts on various products and services, and insurance. AAA auto insurance is through The Members Insurance Company, or TMIC, and only AAA members are eligible for coverage.
Tags: Auto Insurance, Insurance
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Compare Static Caravan Insurance
Posted on May 2nd, 2011
Whenever you’re looking to invest in caravan insurance, you need to bear in mind one simple point – compare all the options. Performing adequate comparisons can mean the difference between having the cover that you’re looking for and being bitterly disappointed should the worst happen, so you always need to compare static caravan insurance policies if you want to be confident in your choice.
But just what do you need to be looking for when you’re comparing them? Because it’s for a static caravan your considerations will be slightly different than if it was a tourer. You need Read more…
Esurance Auto Insurance Information
Posted on April 30th, 2011
Esurance auto insurance has been an industry leader for over a decade, and they have customer service representatives standing by to help policy holders 24 hours a day, 7 days a week. They focus on the ease of purchasing insurance through their online insurance website and have been one of the most innovative insurance companies for utilizing the internet. However, they also have qualified insurance representatives available by phone for when direct help is needed.
The History of Esurance
Esurance auto insurance began with only 4 states back in 1999. They focused on the internet as their medium for supplying customers with quality insurance products. Today they are one of the top auto insurance suppliers and they offer coverage to over 90% of the population. They cover 22 states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Washington and Wisconsin. In the future, they are looking to expand into more locations.
Why Esurance is Different
When Esurance began, their goal was to become different from other insurance companies. They hoped to use the internet to make it easy for consumers to purchase auto insurance without the hassles that customers of traditional insurance companies experienced. In addition, by losing the middle man, they were able to provide lower rates than other companies. They pride themselves on the convenience of their high quality service while still offering affordable rates and great savings to customers. Also, On
Tags: Auto Insurance, Esurance Auto, Esurance Auto Insurance, Insurance
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5 ways to save on auto insurance
Posted on April 28th, 2011
Even a small annual savings on car insurance can pay off over several years. There are many savings tips out there, but here are five ways you can save on your car insurance rates that you may have overlooked.
1. Multi-policy discounts for renters
Look for an insurance company that will give you a multi-policy discount for carrying both your auto and renters insurance with them. Home owners can usually save money by combining auto and home insurance policies together, but some companies will also extend multi-policy discounts to tenants who carry their renters insurance.
2. Keep up with the changes in your life
Small changes in your life could result in a discount, or a reduction in your car insurance premium.
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Top 7 Anti Theft Devices for Cheaper Insurance
Posted on April 26th, 2011
Almost every insurance provider offers less expensive insurance when anti-theft devices are installed on a vehicle. There is no industry standard for how much these discounts should be, but it is worth asking about when signing up for a policy. Some savings may actually pay for the actual cost of these devices in insurance savings in a short period of time.
1. The Club
Even though it has been years since its introduction, the Club remains the top choice of mechanical steering wheel locks found anywhere in the world. The tough steel construction prevents most attempts to saw or hammer the Club loose. Newer versions include solid steel hooks and laser encrypted keys, and the manufacturer includes a $1,000 guarantee against the Club being compromised.
2.
Tags: Insurance, Theft Devices
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